If you want to push something ... you're accused of being aggressive, and that's not supposed to be a good thing for a woman. If you get upset and show it, you're accused of being emotional.
The oldest and strongest emotion of mankind is fear, and the oldest and strongest kind of fear is fear of the unknown.
Morality aside, there are other factors deterringstrategic defaults,whether in recourse or nonrecourse states. These include the economic and emotional costs of giving up one's home and moving, the perceived social stigma of defaulting, and a serious hit to a borrower's credit rating.